Critical Illness insurance provides the security needed in case you are diagnosed with a critical illness.
Some illness-related expenses are covered by provincial or private health plans, but these programmes will not cover all the costs. Critical Insurance coverage will guaranty financial assistance, in the form of a tax free lump-sum payment.
Disability insurance is an insurance policy that protects your income in the event that you cannot work due to an injury or illness.
The coverage will provide you with a monthly income to compensate for the loss of earnings due to an injury or illness. This will allow you to meet your financial commitments, cover additional health expenses related to your condition and maintain your standard of living.